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Debit or Credit Card?

Started by Heatman, November 21, 2023, 05:15:16 AM

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Heatman

What kind of bank card are you making use of since you open your bank account with any bank? There might be some other kinds of cards which can be used for payment and transaction purposes but when it comes to what banks gives, it's between a debit or credit card.

Which one are you using between a debit and credit card?

TwitchisMental


Heatman

Quote from: TwitchisMental on November 28, 2023, 11:43:15 AMI just use my debit card.

I have both credit card and debit card but I will never pull out my credit card for just anyhow purchase. It's mostly my debit card that I use for most things I pay for.

Debashis

I use a credit card for making all my payments. This helps me increasing my credit score as well that would be helpful in the future in case I'm applying for a loan.

Ravenfreak

I just have a debit card currently. I'd like to get a credit card soon so I could just spend it on gas and groceries.

Henrywrites

Quote from: Ravenfreak on December 22, 2023, 04:38:38 PMI just have a debit card currently. I'd like to get a credit card soon so I could just spend it on gas and groceries.

I will always want to stick to the debit cards alone. I have noticed that I end up spending more when I  made use of credit card and that was the reason I decided not to be using it any longer.
A gamer!

Heatman

Quote from: Ravenfreak on December 22, 2023, 04:38:38 PMI just have a debit card currently. I'd like to get a credit card soon so I could just spend it on gas and groceries.

Limiting what you are spending with your credit card  is very important because it is going to help you not to get into unnecessary debt that you shouldn't be because you are overspending on your credit card.

Cobra!

I use debit. That way I don't put myself in debt! :D